Transfer
Accelerated.
Move money safely across ACH, RTP, and FedNow with a single API. Modern payment infrastructure built for scale and speed.
How Transfer Works
One unified API to rule all domestic payment rails.
Initiate Transfer
Call a single API endpoint to move money between accounts or external banks.
Smart Routing
Our engine selects the optimal payment rail (ACH/RTP) and performs a risk check.
Funds Settled
Money is deposited and webhooks instantly update your application ledger.
Multi-Rail Routing
Automatically route payments via ACH, RTP, or FedNow based on speed and cost requirements.
Instant Settlement
Provide users with immediate access to funds 24/7/365 using Real-Time Payments.
Integrated Risk
Built-in fraud prevention scores every transfer before it leaves the account.
Ledger APIs
Reconcile payments instantly with automated webhook notifications and ledger syncing.
"Our drivers expect to be paid the minute their shift ends. By leveraging RTP via the Transfer API, we made instant payouts our core competitive advantage."
Built for modern money flows.
Whether you are building a B2B invoicing platform, a consumer wallet, or an investment app, you need reliable, programmable money movement.
- ✓B2B vendor payments
- ✓Wallet funding & withdrawals
- ✓Gig-economy instant payouts
- ✓Loan disbursements